Apple keeps customers happy – and paying a little more each year

Does the wisdom of crowds apply to Apple? Because there is a large crowd of people who hate it. But usually with American companies that make huge amounts of money – such as mobile carriers or TV companies – the hatred comes from their own customers.

RBS will leave Scotland if voters back independence

Royal Bank of Scotland has drawn up plans to shift its head office from Scotland – where it has been based since 1727 – in the event that next week's referendum backs a break away from the rest of the UK.

Davos 2013: Carney says next two years decisive for banks

The incoming governor of the Bank of England has said the next two years will be "decisive" for bank reform.